I have always been very open and transparent here at niecytaylor.com. My hope for this site is that at any moment someone can visit my page and be inspired, find a realness they are able to relate to, and leave better.
So, I have to be open with my readers about some drastic changes I will be making – starting today. Money and I have an issue. It has been this way my entire life. We don’t get along, we don’t stick around each other very long, I wouldn’t consider it to be even a distant cousin at this stage of my life.
I have worked with some of the best financial systems and coaches during my short career and when I am following a system – life is so easy. I feel in control, powerful, I know exactly where my money is going and how much I have left over to spend on fun things. That is the best feeling ever. During these times – I feel like money and I are close friends. It is here to serve me so that I may serve a greater purpose in the world.
But those moments have been fleeting. A client is months late in remitting an invoice, my team still needs to be paid, Munchkin’s school, soccer and piano lessons must go on. Mortgages due. Bills due. Before you know – my system is gone – money and I have once again broken up – and I’m left asking – what is this?
I have worked through Coach Lynn Richardson’s – Break the Check to Monday Cycle- coaching program - and the principles are by far my favorite. Her core principle is to schedule your money – 10% – tithes, 10% savings, 30% cash for everything you need to buy, 50% – checking.
When I stick to this system – I am empowered. So today, I am going back to that system.
I’ve also worked through Michelle Singletary’s Financial Fast – and learned many principles there as well. The one that works so well when I carry it with me is to only use cash for purchases. The great thing about this is when you log into your online banking – you know exactly what is in there. If you’re like me – a shopping trip can result in swipe after swipe of my debit card and when I log-in on Tuesday morning to update everything, I’m afraid at what I’ll see because I’ve lost track of how much I swiped on my debit card!
This feeling must go. I will also be rejoining Coach Lynn’s group coaching calls.
I know I’m not the only one with this relationship with money. I would like for money and I to remain close friends – all the time – and stop having these terrible breakups.
Share with me your challenges with money and how you are planning to or how you did overcome them? I would love to share this journey with you.
Of service,




